Employee Benefits · For Fintechs
Your SME and merchant customers already need group insurance. Offer it
If you serve small businesses, merchants or MSMEs, group health insurance is a high-value product you can cross-sell to them today. Bharatsure handles the entire insurance stack. You just plug it in and earn on every policy.
What Bharatsure provides
Four pillars that cover everything you need to run a group insurance practice - without building any of it yourself.
Technology
Offer group insurance directly within your fintech platform, while Bharatsure provides the dashboard and backend technology to manage your clients.
Servicing
Claims, endorsements and renewals handled by Bharatsure's dedicated team. Zero insurance ops on your side.
Products
GHI, GPA, GTL and wellness programs - configured for the SME and merchant segment.
Sales Support
Bharatsure supports client conversion with proposals, quote assistance, and onboarding support.
How will it help you
Less ops overhead. More time on what grows your business.
You have a large SME/merchant base but no insurance product to offer
Bharatsure provides the complete group insurance product stack for your segment.
Building group insurance from scratch requires insurer tie-ups, broking licences and ops teams
Bharatsure brings all of that - you plug in as a distribution partner and focus on your customers.
You don't want to become an insurance company
You don't need to. Bharatsure is the licensed infrastructure layer.
Your SME customers ask about employee benefits but you can't fulfil it
Full group insurance catalogue available for cross-sell within your platform.
You want to increase revenue per customer without adding headcount
Insurance is a recurring, high-margin product distributed through your existing flows.
Common questions
View all FAQsNo. Bharatsure provides the licensed infrastructure. You distribute as a partner - you do not need your own licence. We'll structure the right partnership model for your use case.
Any fintech serving SMEs, MSMEs, merchants, startups, or business customers can partner with Bharatsure to offer group insurance as an additional product.
Yes. SME customers can access a dashboard to manage employee coverage, endorsements, claims, and policy details.
Add employee benefits to the SME workflows you already own
Offer group health, accident, term, and wellness products to merchants and MSMEs with Bharatsure handling the licensed insurance stack behind the scenes.
