Employee Benefits · For Enterprises

You have the insurance. Now get the technology to go with it

Most enterprises buy group insurance and then manage it over email, spreadsheets and manual follow-ups with their broker. Bharatsure gives HR teams a proper dashboard to manage it all - and employees a self-service app so they can access their benefits without going through HR every time.

Enterprises employee benefits illustration

What Bharatsure provides

Four pillars that cover everything you need to run a group insurance practice - without building any of it yourself.

Technology

Dashboards for HR and employees to manage policies, e-cards, claims, hospitals, and coverage details.

Servicing

Support for endorsements, claims, and employee queries throughout the policy year.

Products

Optional access to additional insurance and wellness products for employees.

Sales Support

Support for renewals, insurer comparisons, and switching insurers.

How will it help you

Less ops overhead. More time on what grows your business.

01
The problem

HR manages insurance over email and spreadsheets

How Bharatsure fixes it

Centralised dashboard - all policies, all employees, all claims in one place.

02
The problem

Employees don't know what they're covered for

How Bharatsure fixes it

Employee self-service app with e-card, coverage summary and hospital network.

03
The problem

HR spends hours fielding claims queries

How Bharatsure fixes it

Employees check their own status - HR steps in only for escalations.

04
The problem

Endorsements take days of back-and-forth with the broker

How Bharatsure fixes it

Digital endorsement processing handled by your dedicated account manager - a single point of contact who liaises with the insurer on your behalf and also conducts policy briefing sessions for your employees to drive benefits awareness.

05
The problem

Annual renewals mean starting from scratch

How Bharatsure fixes it

All historical data on the platform - renewals are a single workflow.

06
The problem

Working with multiple wellness vendors alongside insurance is messy

How Bharatsure fixes it

One platform for insurance, wellness, and voluntary add-ons - including Super Top-up Insurance, which lets employees voluntarily upgrade their health cover.

Already have a TPA? Here's why enterprises add Bharatsure.

Bharatsure works alongside your TPA - not instead of it. Here's what changes when you add us.

Technology Stack
With TPA OnlyTPA platforms are built for insurer operations, not HR teams. Complex UI and limited configurability leads to poor internal adoption.
With Bharatsure + TPAA platform iterated with 800+ corporates, optimised for HR utility and ease of use - ensuring your team actually uses it.
Policy Administration
With TPA OnlyPolicy admin is not a core TPA offering. With no dedicated resources, endorsements and query resolution face significant delays.
With Bharatsure + TPAA dedicated account manager paired with an HRMS-integrated platform - almost no room for manual error, and superior TAT on every request.
Claim Experience
With TPA OnlyThe TPA represents the insurer. Their incentives are not aligned with getting your employees' claims settled faster.
With Bharatsure + TPAWe are your representative. A dedicated 24x7 claims desk reviews and handles every claim filing - resulting in faster resolution and a better settlement ratio.
Health & Wellness
With TPA OnlyBasic or standard wellness add-ons that don't meaningfully improve employee health outcomes.
With Bharatsure + TPAExclusively curated health & wellness programs - up to 50% more affordable than market rate - resulting in better health outcomes for your employees.

Common questions

View all FAQs

Not necessarily. If your broker is already on the Bharatsure platform, the tech layer is available through them. If they're not, we can facilitate the conversation - or work directly with your existing insurer if you're coming to us for the tech layer only.

Yes. Employees can use the self-service dashboard to add eligible dependents, update profile details, and view their coverage information, subject to the policy rules configured by the employer.

We handle mid-year data migrations. Your policy continues uninterrupted - we onboard the employee data and you get platform access immediately.

Give HR and employees one place to manage every benefit

Move policy data, e-cards, endorsements, claims, and renewals out of email threads and into a self-service experience your teams can actually rely on.

Bharatsure insurance consultation