Affinity · HRMS & Payroll
HRMS and payroll platforms serve the moment employees get paid. Bharatsure embeds group insurance and income protection into that moment - making your platform the benefits hub for every company you serve.
EMPLOYEE LAYER
GHI, GTL & PA bundled
AUTO ENDORSE
API sync on employee exit
Each product is embedded at the right trigger moment in your platform flow. We scope the exact configuration with you.
Group health embedded in the HRMS - employees enrol and manage their cover without leaving the HR tool. Every HR platform's most-requested missing feature, now available without a separate vendor.
Explore more about Health Insurance (GHI)Basic life cover as part of the employee's compensation package. Low premium, auto-enrolled - adds real value to the payslip experience for salaried employees.
Explore more about Term Insurance (Sachet or GTL)Accidental death and disability bundled with payroll. A low-cost employer benefit that's easy to configure and meaningful for blue-collar and contractual workforces.
Explore more about Personal AccidentFixed monthly payout for 3–6 months if the employee is involuntarily retrenched. Protects the employee's income continuity and reduces loan default risk for payroll-linked lending platforms.
Explore more about Job Loss CoverDaily cash payout during hospitalisation - protects salaried and contractual employees from income loss when they cannot work. Particularly useful for HRMS platforms with gig-to-formal or shift-worker user bases.
Explore more about Hospital Daily Cash
Bharatsure integrates via API - employee additions, exits and changes sync automatically, triggering policy endorsements without manual intervention.
Yes. Employers choose from the catalogue - health, term, PA, job loss - and configure sum insured, premium split and eligible employee categories.
Endorsements are processed automatically on exit. The policy is terminated and any portability options are communicated to the employee.
Move beyond payslips with a complete employee-benefits layer - health, term, PA and job-loss. Tell us your payroll flow and we'll co-design cover that activates at signup and syncs endorsements automatically.
