Affinity · Pet Insurance
For the platforms that serve the pets people love
Surgery, hospitalisation, OPD and third-party liability - for dogs and cats across India. Bharatsure brings pet insurance to vet clinics, grooming apps, pet food platforms and RWA networks - embedded at the moment of care.
BREEDS COVERED
Dogs & cats across India
FULL VET BENEFITS
Surgery, OPD & liability
Cover details
The protection scope, sub-covers and tenure options available - configurable per your platform and user segment.
Pet Cover
Covers surgery, hospitalisation, OPD and third-party liability for dogs and cats.
Included coverage
- Inpatient surgery
- Hospitalisation
- OPD consultations
- Third-party liability (bites, damage)
For: Pet owners - primarily dog and cat owners in urban India
Which platforms embed Pet Insurance
Pet Insurance works across a wide range of industries and trigger moments. We scope both together so the cover appears exactly when your user needs protection.
Embeds at
Pet Food & Supplies
Insurance bundled at subscription or order above a threshold value
Vet & Pet Healthcare
Cover offered at point of consultation or annual wellness visit
Boarding & Grooming
Insurance activated when pet is checked in - liability cover for the platform too
RWA Apps
Society-level pet cover for registered pets in residential communities
Adoption Platforms
Cover offered at adoption - protection from day one of ownership
Concierge & Lifestyle
Premium lifestyle app add-on for urban pet owners
Why Bharatsure
Built around real user moments
We help platforms package, trigger and service pet insurance at the exact point where users already need protection, with product design, insurer rails and claims operations working as one stack.
Embedded at the moment of care
A vet visit is the perfect trigger; the pet owner is already thinking about health, insurance is the natural next step
Strengthens platform stickiness
Pet insurance creates a recurring relationship between the pet owner and your platform
Proven in market
Pet-care platforms use Bharatsure's pet cover to add a recurring protection layer
Live on the platform
Partners who have embedded this product.
Pet-care platforms
Pet Cover
Coverage
Hospitalisation, surgery and OPD cover for pets up to ₹3L sum insured. Premium from ₹1,000/annum for dogs and cats.
500+
pets covered
10+
claims settled
₹10L+
in claims paid within 6 months
Outcome
Stronger value proposition and brand value for pet-care partners - all claims settled in under 15 days
How it embeds
A pet falls seriously ill, leading to unexpected vet bills that strain the pet parent's finances. The pet insurance cover takes care of the hospitalisation and treatment costs - helping the pet get the care it needs without the owner having to choose between treatment and cost.
Common questions
View all FAQsCurrently dogs and cats of all breeds. Age limits and any breed-specific restrictions are confirmed at policy scoping.
Waiting periods vary by cover type - typically shorter for accident claims than illness claims. Bharatsure will confirm the exact waiting periods when scoping the product for your platform.
Yes. Monthly tenures work well for pet insurance - particularly for platforms where engagement is frequent, like vet apps and food subscriptions.
Bring pet insurance to your platform's users
Turn pet adoption, vet visits and product purchases into the moment cover begins. Tell us your platform and we'll co-design embedded pet health and accident cover - underwriting, servicing and claims handled - so you add protection without running an insurance desk.
