Affinity · Fintech & Neo-banks
Fintechs and neo-banks own the financial moment - salary credit, UPI payment, SIP activation. Bharatsure embeds sachet insurance and health covers into those moments, turning trust into recurring revenue.
SACHET PLUG
Micro-covers from ₹5/month
FINTECH SCALING
10,000+ lives protected
Each product is embedded at the right trigger moment in your platform flow. We scope the exact configuration with you.
A sachet health cover embedded as a premium account feature. If the user is hospitalised, they receive a fixed daily cash payout - no bills needed, just a discharge certificate. Gives your platform a tangible health benefit at low premium.
Explore more about Hospital Daily CashEmbedded group health for platform subscribers - hospitalisation, OPD and maternity configurable per segment. Particularly powerful for neo-banks or wealth platforms with salaried or employer user bases.
Explore more about Health Insurance (GHI)Covers UPI fraud, identity theft and online shopping scams - the most natural add-on for any platform handling money. Gives users a financial backstop for the risks they already worry about.
Explore more about Cyber InsuranceLow-premium life cover for users with active accounts or regular transactions. A meaningful benefit that costs little to offer and creates strong loyalty.
Explore more about Sachet TermAccidental death and disability bundled with the account - low monthly premium, instant issuance. Particularly relevant for platforms with gig-linked or informal worker user bases.
Explore more about Personal Accident
Daily Hospicash
Coverage
Embedded daily hospicash configured around the partner's platform journey, with issuance, servicing and insurer coordination handled by Bharatsure.
10,000+
lives covered to date
Premium from ₹200/annum
Outcome
Higher user engagement, stronger platform value proposition, and increased brand value for the partner
How it embeds
A daily wage earner is hospitalised for a week, losing all income while incurring medical costs. The daily hospicash cover distributed through a community health platform pays out ₹1,000 per day - replacing lost wages so the family can manage expenses without falling into debt.
No. Bharatsure provides the licensed infrastructure - you embed as a partner, no separate licence required.
Yes. The API supports eligibility rules - you define who sees the offer, Bharatsure handles the rest.
Bharatsure works on a revenue-share model on premium collected. The exact commercial terms are agreed during scoping.
Turn every transaction screen into a distribution surface. Tell us where insurance fits in your flow - salary credit, payment, sign-up - and we'll co-design sachet health, cyber and daily-cash cover issued in real time through a single API.
