Employee Benefits · For Banks & NBFCs
Turn your client relationships into a group insurance distribution channel
Banks and NBFCs sit on deep institutional relationships but rarely have the tech infrastructure to distribute group insurance at scale. Bharatsure gives you a white-labelled platform to offer employee benefits to your corporate and SME clients - fully serviced, fully branded as yours.
What Bharatsure provides
Four pillars that cover everything you need to distribute group insurance through your client base - without building any of it yourself.
Technology
White-labelled dashboard and member app for your clients to manage policies, e-cards, claims, and coverage - under your brand.
Servicing
End-to-end support for onboarding, endorsements, claims, and renewals across your client portfolio.
Products
Access to 30+ insurers, commercial insurance covers, lending-attachment covers (Credit Linked Life, Asset Insurance, EMI Protect), and wellness add-ons.
Sales Support
Quote generation support, RFQ management, and assisted sales workflows for both small and large clients.
How will it help you
Distribute group insurance without building insurance infrastructure.
You have institutional relationships but no tech platform to offer group insurance through them
A white-labelled platform under your brand - your clients never see Bharatsure, only you.
Small clients (under 50 employees) need pricing fast, but standard underwriting takes too long
Pre-underwritten, flat-rate plans for clients under 50 employees - plug-and-play with no waiting period.
Larger clients need custom quotes, and that means manual back-and-forth with insurers
Structured quote generation workflow - data collection, RFQ to insurer, and proposal sharing, with assisted sales support throughout.
Your relationship managers aren't insurance experts and can't service claims or endorsements
We handle servicing end-to-end - claims, endorsements, and renewals - so your RMs stay focused on the relationship.
You want to offer more than just insurance to strengthen client retention
Bundle in lending-attachment products (Credit Linked Life, Asset Insurance, EMI Protect Cover) and wellness add-ons alongside core group insurance.
You're not sure how much control vs. support you want in the sales process
Choose your model - end-to-end vertical we run for you, backend support while you own the relationship, or tech-only white-label - whichever fits your business.
Common questions
View all FAQsYou stay the primary relationship owner. Bharatsure provides the white-labelled platform and backend insurance operations - your clients interact with your brand throughout.
Yes. We support a pre-underwritten, flat-rate model for clients under 50 employees, and a structured quote-and-proposal workflow with assisted sales for clients with 50+ employees.
You can choose end-to-end (we manage advisory, quotes, issuance, and claims for you), backend support (you own the client relationship and conversions, we handle the insurance operations), or tech-only (white-label platform and tools, you handle everything else). You can also change models as your business scales.
Yes. Beyond group health, accident, and life cover, we offer commercial insurance products, lending-attachment products like Credit Linked Life Insurance, Asset Insurance, and EMI Protect Cover - relevant if you're a lending NBFC or bank looking to attach insurance to your loan book.
Give your institutional clients a benefits platform worth switching for
Move from one-off insurance referrals to a recurring, white-labelled distribution channel - fully serviced by Bharatsure, fully branded as yours.
